Just recently, the Social Security System (SSS) made the filing of the funeral benefit claim more convenient to its members. With the online filing of the funeral benefit claim made easier, members wouldn’t have to be drowned with all the paperwork needed and required.
As a matter of fact, an SSS member will easily be able to file the FBCA availably. Before we get onto the topic; a few months back, Aurora Ignacio, the Chief Executive Officer and President of the SSS said that cash grants and benefits to members will start to go through the PESONet or the Philippine Electronic Fund Transfer System and Operations Network.
Upon the filing of funeral claim applications, claimants who are also SSS members are required to have an enrolled disbursement account in the SSS’ bank enrollment module (BEM), if they don’t have a UMID-ATM.”
Online Filing of the Funeral Benefit Claim
Who are eligible for the online filing of the Funeral Benefit Claim Application (FBCA)? Can it be taken by all SSS members? Unfortunately, no. Not all members will be able to apply. However, SSS members and claimants who fall under the following categories may wish to do so:
- Members or claimants with a My.SSS Portal Account;
- Claimants who have the Unified Multi-Purpose ID (UMID) or has a pending application; and
- Members who have enrolled disbursement accounts under the My.SSS Bank Enrollment Module
What if a Claimant is Not an SSS Member?
The most common question is that what if a claimant is not a registered SSS member? Are they still eligible for it? As per the SSS, there are certain rules that non-SSS members have to follow. Adding to this would be if a member does not have a UMID card:
- They’ll still be able to file the FBCA through the nearest SSS branch (not online)
- Another thing is they can download the FBCA form from the SSS website and duly accomplish it
- Submit the duly-accomplshed FBCA form at the nearest SSS branch with the following documentation requirements:
- Death Certificate duly registered with the Local Civil Registry or must be issued by the Philippine Statistics Authority (PSA);
- Proof of SSS membership of the deceased;
- Two (2) valid IDs of the claimants; and
- The Official Receipt (OR) or proof of claimant’s payment of funeral expenses
So, if you are a claimant and you neither have the UMID nor are you an SSS member; these are the things you need to keep in mind.
Disbursement of the Benefit
After the online filing of the funeral benefit claim application, how can claimants get the disbursement from the SSS? What are the options that they have? Based on the solutions of the website, claimants have the following options:
- Bank account in any PESONet participating banks;
- Electronic Wallets or E-Wallets like GCash, PayMaya, etc.
- SSS UMID card (must be enrolled as ATM)
- Union Bank of the Philippines Quick Card
- Arrangements for pick up through remittance transfer companies like M Lhuillier, etc.
NOTE: Some remittance transfer companies have fees and charges. M Lhuillier, for instance, has a charge that ranges from P50 up to P220. The amount will depend on the payout. In these instances, the fees and charges shall be shouldered by the claimant.
Step-by-Step Procedure in Filing the Online Funeral Benefit Claim
So how can member-claimants apply for the FBCA online? Here’s a step-by-step procedure on how they can do so:
- Log-in to your Member Account in the My.SSS portal
- Hit on the Submit Funeral Claim Application button. You will find this under the E-Services tab.
- You will be required to fill it out with all the required information.
- After doing so, hit on Proceed. Doing so will redirect you to the validation of all the required information as well as the confirmation of the deceased SSS member.
- You will be asked to provide the following:
- Civil Status of the deceased member;
- Claimant’s (Your) relationship with the deceased member
- Disbursement account enrolled
- After that, you will be required to upload the required documentation to support your application:
- Proof of claimant’s payment of funeral expenses;
- Proof of the membership of the deceased to the SSS; and
- The Certified true copy or the PSA copy of the Death Certificate
- Carefully read the Certification portion. If you agree, hit on the Submit button
- Lastly, check the inbox of your email if you received the notification from the SSS about your online filing of the Funeral Benefit Claim
You’re not lost – we’re here to help and guide you! In case you run into some problems and hurdles along the way, you can always go back to this guide!